We first begin by having a discussion with you to better understand your business, service offerings, and the unique exposures surrounding your business.
We’ll then look to provide recommendations on the types of Property & Casualty insurance products that would be necessary to safeguard your operation. We’ll also discuss any state licensing requirements you may have for certain limits of coverages, private contracts requiring specific wording, or purely exposures you may have that could jeopardize the foundation of your business.
The carrier submission process will entail gathering applications, claims history reports, and obtaining other necessary business documents. Our Insurance Agents work with you as your advisor in answering any questions that may come up during the carrier application process. We then present your business to a variety of underwriters in an effort to pair their underwriting “appetite” with your unique business, in an effort to maximize coverages while also keeping cost in mind.