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Staying Safe While On The Go: What You Need to Know About Transporting Clients Safely
- January 19, 2020
- Posted by: MPL Risk
- Category: Home Healthcare
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Your home health clients deserve the safest conditions whether at home or on the go. Transporting your clients will bring with it a special set of challenges
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I Am In a Vehicle With A Client, AND There Was An Accident!
- January 18, 2020
- Posted by: MPL Risk
- Category: Auto Liability
This question is probably one that should be asked well before the accident occurs. In a previous article (HNOA Blog), we’ve covered the importance of purchasing Hired and Non Owned Auto Liability Insurance
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Top 3 Safety Risks for Dementia Patients
- October 28, 2019
- Posted by: MPL Risk
- Category: Dementia
Caring for those with dementia can be a special challenge. Without the right safety measures in place both caregivers and patients can be at risk.
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Importance of Employment Practices Liability Insurance
- October 28, 2019
- Posted by: Audrey Davis
- Category: EPLI Insurance
With so many cases of sexual harassment and discrimination in the media, it’s not surprising that an increasing amount of businesses have decided to protect themselves by purchasing Employment Practices Liability Insurance (EPLI).
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What Happens When You Cancel Your Insurance Policy Midterm?
- September 23, 2019
- Posted by: MPL Risk
- Category: Home Healthcare
As your home care agency is growing, you’re also experiencing increasing insurance premium costs, particularly in the area of Workers Compensation, to reflect the growth in your staff and payrolls.
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HNOA Loss Control
- July 22, 2019
- Posted by: MPL Risk
- Category: Auto Liability
In our previous blog post, we covered the importance of Hired and Non-Owned Auto (HNOA) coverage. It is just as important to have risk management and loss control procedures in place as it is to have HNOA insurance. After all, you’d want to be able to prevent and reduce exposure, before a serious claim ever materializes.
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Auto Liability for a Home Care Agency
- July 22, 2019
- Posted by: MPL Risk
- Category: Auto Liability
While there are some home health care agencies that own a fleet of vehicles that are available for their employees to use to get back and forth from a client’s house, it is more common that employees use their own vehicles for business purposes. Consequently, most home health care business owners believe that because they lack any “owned” autos, there is not a need to carry auto insurance
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Why Select In Home Care For Seniors?
- March 26, 2019
- Posted by: Robert Gleyzer
- Category: Home Healthcare
Sеnіоr citizens wоuld lіkеlу want tо rеtаіn ѕоmе dеgrее of independence. Yеѕ, believe іt оr nоt thе ѕеnіоr members of оur fаmіlіеѕ wоuld still very muсh wаnt tо bе independent dеѕріtе their аgе and рhуѕісаl соndіtіоn – whісh іѕn’t likely tо bе all thаt great, tо bе hоnеѕt. It is реrhарѕ a nаturаl dеѕіrе that’s inherent wіthіn еасh оf uѕ, аnd dоеѕ not disappear even when we аrе already muсh оldеr. Dеѕріtе their desire tо have ѕоmе mеаѕurе оf independence though, іt still has to be vіеwеd rеlаtіvе tо their ѕресіfіс needs and situation.
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Home Health Business Growth
- March 26, 2019
- Posted by: Robert Gleyzer
- Category: Home Healthcare
The home health business is growing, and current trends are showcasing that growth in a number of interesting ways. Beginning in 2014, the industry really began to take off, with more seniors opting to stay out of nursing homes and receive assistance in their own homes.
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PA Compensation Fund (MCARE)
- March 25, 2019
- Posted by: Robert Gleyzer
- Category: Home Healthcare
With advances in technology and changes in healthcare, Pennsylvania Mcare (Medical Care Availability and Reduction of Error Fund) will become history. Mcare’s establishment in 2002 was to succeed the Medical Professional Liability Catastrophe Loss Fund (CAT Fund). The purpose of PA Mcare is to ensure that individualsthat arehurt due to medical malpractice receive reasonable compensation
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Tips for Home Care Agencies When Working with Alzheimer’s Patients
- March 13, 2019
- Posted by: Robert Gleyzer
- Category: Home Healthcare
As mentioned in our previous blog post, predictions made by the CDC indicate that the number of people diagnosed with Alzheimer’s disease will increase three-fold to approximately 14 million people by 2050.
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Nutrition Tips for the Geriatric Population
- January 11, 2019
- Posted by: Robert Gleyzer
- Category: Nutrition
A person’s body changes as he gets older. Where a teenager could easily guzzle his way through a pile of junk food without any contraindications to show for it, consuming the same types of meals may well be very harmful for many elderly people. As a matter of fact, not having a well-balanced diet could trigger many age related conditions or even exacerbate the same.
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Do I Need to Insure My 1099 Contractor?
- January 4, 2019
- Posted by: Robert Gleyzer
- Category: Medical Malpractice
The simple answer to this question is: it depends. Before you can answer it fully, you need to understand that the difference between W2 and 1099 employees is not defined by the paper they sign when the agree to perform services for you.
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Dementia, Alzheimer’s and Home Health Care
- December 27, 2018
- Posted by: Robert Gleyzer
- Category: Home Healthcare
Both Dementia and Alzheimer’s are progressive conditions that can be helped with treatment, but tragically, no cure exists. Often, people use the words Dementia and Alzheimer’s interchangeably, however the two are not the same.
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What to Expect During Your Workers Compensation Audit
- December 17, 2018
- Posted by: Robert Gleyzer
- Category: Workers Compensation
When we think of audits, especially audits associated with workers compensation insurance, they hold a negative connotation. However, it doesn’t have to be that way. The key to a successful audit starts when you first take out the insurance policy.
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5 Most Common Insurance Coverage Gaps in Home Healthcare
- May 7, 2018
- Posted by: Robert Gleyzer
- Category: Home Healthcare
Home healthcare is expected to be the fastest growing sector over the next ten years. This rapid pace of growth has expanded the market. Many entrepreneurs are getting their piece of the pie through homecare agency ownership. This expansion has also brought on an influx of insurance brokers and carriers that now serve the industry. These brokers and carriers may not have the experience, as they may not have served the industry in the past.
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What is a Surplus Lines Insurer?
- May 3, 2018
- Posted by: Robert Gleyzer
- Category: Surplus Lines Insurance
Standard Property & Casualty carriers tend to fall into two categories, those who are Admitted Companies and those who operate as Surplus Lines Companies. For purposes of this discussion, we’ll leave out any mention of Risk Retention Groups, Captives, and other alternative insurance company structures.
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Medical Practice Policy on Purchasing Tail
- April 6, 2018
- Posted by: Robert Gleyzer
- Category: Medical Practice Policy
If a medical practice doesn’t already have this, we strongly recommend having an employment agreement document with your providers.
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Cost Of A Cyber Breach To Your Company
- April 5, 2018
- Posted by: Robert Gleyzer
- Category: Medical Malpractice
At one time, it was believed that only the large Fortune 500 sized organizations faced the real threat of hacking, phishing, cyber ransom. In reality, about 50% of all cyber hacking targets small businesses. Even a more staggering number is that nearly 60% of the small businesses that suffered a serious cyber attack or breach will go out of business within six months post breach!
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New Technology In Home Health Care
- March 3, 2018
- Posted by: Robert Gleyzer
- Category: Technology
Mobile devices. Fitness bands. Cloud-based services. We all benefit from these great advances in technology, but seniors needing home health care may benefit the most.
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Builders Risk for Medical Office Space
- March 3, 2018
- Posted by: Robert Gleyzer
- Category: Builders Risk Insurance
We’re opening up a new location and will be leasing new office space. This space was previously used as a medical office, but we will be doing a fit out over the next four months, do we need to get insurance before we officially occupy?
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Is Surplus Lines Insurance Right for Our Physician Group?
- February 3, 2018
- Posted by: Robert Gleyzer
- Category: Medical Malpractice
Traditionally, physician practices have been purchasing Professional Liability/Medical Malpractice insurance through Admitted Insurers (e.g. Medical Protective, ProAssurance, TDC, PPIX, and MAG Mutual).
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Physician Insurance Tail Purchase
- January 9, 2018
- Posted by: Robert Gleyzer
- Category: Physician Tail Purchase
How long do I have to decide whether or not to purchase tail coverage? Some carriers could provide 30 days, while some provide 60 days after the physician has left the group to decide whether you’d like to purchase tail coverage.
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Workers Comp Premium Dollars And Cents
- January 3, 2018
- Posted by: Robert Gleyzer
- Category: Workers Compensation
The Typical Situation: At renewal time, you receive a Workers Comp (“WC”) renewal quote from your insurance broker and maybe a few additional quotes from other carriers.
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Entity Coverage for Physician Groups
- November 3, 2017
- Posted by: Robert Gleyzer
- Category: Physician Groups Insurance
All of the physicians in our practice group are covered with 1M/3M limits, does the entity need to be covered as well?
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Simple Everyday Steps to Avoid Medical Malpractice
- January 22, 2016
- Posted by: Robert Gleyzer
- Category: Medical Malpractice
We live in a very litigious world. Even when healthcare workers do their best, sometimes patients are not grateful and turn to lawyers for even the slightest mishap. Malpractice lawsuits are very common in the healthcare profession.